FAQ

You can have your account opened with us within one working day. However, some businesses need to wait for up to a month. Everything depends on the setup type.

MCC (Merchant Category Code) is a 4-digit number identifying the type of business based on the goods/services it offers. MCC is typically provided by a card company as soon as the first payments are accepted online.

We provide our customers with a comprehensive list of integration types.

1. API

It is a set of integration protocols and rules within our payment gateway. Credit card information is captured on the merchant’s payment page.

2. Hosted Payment Page (HPP)

HPP appears when a merchant is redirected to an off-site payment page provided by us. This page can be branded and customized according to your expectations and needs.

3. Virtual Terminal (VP)

Thanks to the VT, merchants can accept MO/TO (card-not-present) transactions. Such operations take place when the customer does not physically show his card to the merchant to make a purchase and complete a payment. Telephone, mail, and fax orders require access to the Virtual Terminal.

4. Plugins to CMS

Also, we offer integrations with the following payment tools, shopping carts, and CMS:

  • CsCart
  • CubeCart
  • Drupal 6 (UberCart2)
  • Drupal 7 (UberCart3)
  • Ecwid
  • Magento 1.4
  • Magento 1.7
  • OpenCart
  • osCommerce 1.3
  • osCommerce 2.3.4
  • PrestaShop 1.6
  • Simpla
  • uberCart
  • VirtueMart 1.0
  • VirtueMart 1.1
  • WHMCS
  • WooCommerce
  • XCart
  • ZenCart

PaySpace offers its services to merchants involved in the following industries:

  • Cryptocurrency businesses
  • Dating businesses
  • Dating businesses
  • Skill games
  • Nutraceuticals
  • Forex
  • Penny auctions
  • Cosmetics
  • Travel
  • Digital Downloads
  • Financial Services
  • Adult
  • Website Hosting
  • VPN
  • Filesharing
  • Streaming (TV & movie)
  • PC support
  • Astrology
  • Timesharing
  • MLM

If your business activity is missing on this list, contact our Sales representative. We are always on the lookout for new opportunities to grow our customer base.

PaySpace offers a number of parameters to be used as a part of a reliable antifraud solution.

As a merchant, you can pick up the best-fitting package.

Standard

This package comprises a set of card level restrictions (e.g. limit on a number of daily purchases, limit on a number of attempts per day etc.), e-mail level restrictions (e.g. limit on a number of weekly payment attempts from the same e-mail, limit on a number of weekly sales etc.), and IP level restrictions (e.g. forbidden BINs and IPs, IP blacklists etc.)

Premium

This package includes the above solutions along with Sift Science and MaxMind services.

MaxMind is a solution used to analyze, monitor, and deliver fraud/chargeback alerts to dozens of merchants across the network. Sift Science is a service that makes the most out of Artificial Intelligence, preventing fraud/chargeback in online payments.

On top of all that, PaySpace offers a full customization of your fraud/chargeback prevention and management needs. So, feel free to drop us a line whenever you have any relevant questions.

PaySpace offers a range of innovative acquiring and payment solutions. We help merchants reach out to an international audience and step up the quality of customer service. Cooperation with our platform provides you with an instant connection with acquirers from all over the world. You can find more information about our payment solutions here.

We work with the following currencies:

  • USD US dollar
  • EUR Euro
  • GBP British pound sterling
  • SEK Swedish crown
  • CHF Swiss franc
  • DKK Danish crown
  • NOK Norwegian crown
  • BRL Brazilian real
  • KRW South Korean won
  • JPY Japanese yen
  • ZAR South African rand
  • PLN Polish zloti
  • TRY Turkish lira
  • HKD Hong Kong dollar
  • CAD Canadian dollar
  • ISK Icelandic crown
  • INR Indian rupee
  • AUD Australian dollar
  • AED UAE dirhams
  • BGN Bulgarian leva
  • CZK Czech koruna
  • HUF Hungarian forint
  • LTL Lithuanian lita
  • LVL Latvian lat
  • NZD New Zealand dollar
  • PHP Philippine peso
  • RON Romanian leu
  • RUB Russian ruble
  • SGD Singapore dollar
  • SKK Slovak koruna
  • THB Thailand baht
  • TWD Taiwan new dollars
  • UAH Ukraine hryvnia
  • VND Vietnamese dong

Our settlement currencies include:

  • USD US dollar
  • EUR Euro

It depends on a set of factors, including merchant’s turnover, business type, company’s geolocation, and the acquiring bank.

Yes, we work with both 3DS and non-3DS card payments.

Yes, you can receive payout to your card.

No, it’s not. We work with legal persons only. Given this, we can offer payouts to the corporate accounts of these persons.

Everything depends on your business type and the acquiring bank. Even so, we work toward improving our traffic performance using quality solutions developed for this specific purpose.

Our team can help you choose a proper integration type and provide a real-time support the whole way through.

You can browse a full list of our payment options here.