Capture is a process that defines the process of funds fixation after payment authorization. When one uses a credit or debit card, to finish the payment process, a payment institution must authorize the card first.
This authorization step takes only several seconds. It also allows a merchant to be aware of the necessary amount for purchase presence.
The money will not leave an account instantly. However, they will be reserved only for the completed payment.
After the funds’ withdrawal, the sum which has been fixed for purchasing as a pending credit/debit operation will be indicated in your application. At the same time, a bank blocks this amount for other purposes.